Frequently Asked Questions

Have questions about Gold IRAs, precious metals, storage, or rollovers? Browse our most common questions below or speak with a Gold IRA specialist today.

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Gold IRAs

What is a Gold IRA?

A Gold IRA is a type of self-directed retirement account that allows people to hold physical precious metals such as gold and silver instead of traditional investments like stocks and bonds.

Can I hold physical gold in my IRA?

Yes. IRS-approved gold and other eligible precious metals can be held in a self-directed Gold IRA.

What metals qualify for a Gold IRA?

Certain gold, silver, platinum, and palladium coins and bars may qualify. IRS rules determine which products are eligible.

What is a Gold IRA custodian?

A custodian is the financial institution responsible for administering your Gold IRA and ensuring it complies with IRS requirements.

What is a precious metals depository?

A depository is a secure facility where Gold IRA assets are stored on behalf of account holders.

Can I store Gold IRA assets at home?

In most cases, no. IRS rules generally require Gold IRA assets to be stored by an approved third-party depository.

401(k) Rollovers

Can I roll over my 401(k) into a Gold IRA?

In many cases, yes. Many people use funds from a former employer's 401(k) plan to open and fund a Gold IRA.

What types of retirement accounts can be rolled over?

Many Traditional IRAs, 401(k)s, TSPs, and other qualified retirement accounts may be eligible. Speak with a Gold IRA specialist to discuss your specific situation.

Will a rollover trigger taxes or penalties?

When completed correctly, a rollover can typically be completed without triggering taxes or early withdrawal penalties.

How long does a Gold IRA rollover take?

Every situation is different, but many rollovers can be completed within a few weeks.

Gold & Silver

Is there an advantage to gold vs silver, or should I buy both?

Both gold and silver have long been viewed as safe-haven assets. Many people choose to own both as part of a diversified retirement strategy.

What is the difference between exclusive and bullion coins?

Bullion coins are valued primarily for their precious metal content. Exclusive coins may have limited mintages, historical significance, or other characteristics that make them more desirable to some collectors and investors.

Why would I choose fractional versus larger size coins?

Larger products can often be more cost-effective on a per-ounce basis. Smaller denomination coins may offer greater flexibility. Many people choose a combination of both.

How do I choose my products?

Our product specialists will ask about your goals and help you evaluate the available options. We offer a wide range of products, from everyday bullion to more exclusive precious metal coins.

What is a precious metals depository?

A depository is a secure facility where Gold IRA assets are stored on behalf of account holders.

Does gold always increase in value?

No. Gold prices rise and fall like any other asset. Many people view gold as a long-term store of value rather than a short-term investment.

Getting Started

How much of my retirement savings should be in gold?

The answer depends on your financial goals, risk tolerance, and overall retirement strategy.

What happens when I retire?

When you become eligible for distributions, you may have options available based on IRS rules and your account structure.

How do I get started?

The first step is speaking with a Gold IRA specialist. We can help answer your questions, explain your options, and guide you through the process.

Any Questions?

Whether you're considering a Gold IRA, exploring a rollover, or simply looking for more information, our team can help you understand your options.

call a Gold IRA specialist now